Credit Card Processing

High quality and efficient payment processing services.

Credit card processing you can count on, with CASHlynk

When you're processing hundreds of transactions a day, you need to make sure whenever someone swipes their card, it's smooth, easy, and cost-effective for your bottom line. 

Our credit card processing services in Iowa are tailored to meet the needs of businesses of all sizes, providing secure and rapid transaction processing that you can depend on. With advanced technology and a customer-focused approach, we ensure that every transaction is handled with utmost care, allowing you to focus on other aspects of your business. Additionally, our pricing models are designed to help you save on processing fees, further boosting your bottom line.

Take the next step towards seamless business operations by contacting CASHlynk for a free consultation today. Let our expert team show you how our credit card processing solutions can enhance your business's efficiency and profitability. Call us now at (319) 892-0136 to get started and experience the difference our services can make for your business.

Different Types of Credit Card Processing 

Traditional (interchange +)

CASHlynk offers traditional interchange-plus pricing, a transparent and cost-effective model for credit card processing. This method involves a fixed markup over the actual cost set by card networks (interchange fees). Businesses benefit from knowing exactly how much they are paying for each transaction, ensuring there are no hidden fees. Our competitive rates and reliable service help you maximize savings and streamline your payment processing.

Cash discounting

Our cash discounting program allows merchants to offer customers a lower price for paying with cash. This approach helps you offset credit card processing fees by passing a small fee onto customers who choose to pay with a card. By incentivizing cash payments, businesses can reduce processing costs and increase cash flow, all while maintaining customer satisfaction.

Surcharging

CASHlynk provides surcharging solutions that comply with all state and federal regulations. This program allows merchants to add a small fee to credit card transactions, effectively covering the cost of processing fees, and helping you save significantly on transaction costs without impacting profit margins. Our team ensures seamless implementation and clear communication to your customers.

Dual pricing

With dual pricing, merchants can display two prices for each product or service – one for cash payments and one for credit card payments. This transparent approach educates customers on the cost of using credit cards and encourages cash transactions. Dual pricing is a straightforward way to manage processing fees while giving customers the choice of payment method, and CASHlynk can fully support businesses in setting up and managing dual pricing systems efficiently.

Non-cash adjustment

The non-cash adjustment program allows businesses to implement a small price increase for non-cash transactions, helping to cover the costs of credit card processing. This method differs from surcharging in that it adjusts the overall pricing structure instead of adding a fee at the point of sale.

Customers paying with cash enjoy a discount, while card users cover the additional cost, which helps strengthen your bottom line while maintaining compliance with industry standards.

Benefits of credit card processing

By integrating a robust credit card processing system from CASHlynk, you can streamline transactions, enhance security, and improve customer satisfaction.

How?  Well, let's explore a little:

Improve efficiency

Our credit card processing systems are designed to handle high volumes of transactions quickly and accurately, reducing wait times and improving overall proficiency.

A security buff

With advanced security features, our credit card processing solutions help protect your business and customers from fraud and data breaches.

Increased customer satisfaction

Providing multiple payment options, including credit card processing, makes it easier for your customers to complete their purchases, leading to higher satisfaction and repeat business.

CASHlynk's efficient stand-alone terminal technology

Interested in the technology we provide business' to complete transactions quickly and efficiently? Click here for more information about our stand-alone terminals.

Example: how CASHlynk's credit card processing can benefit a restaurant

Imagine a bustling restaurant in Cedar Rapids that experiences high foot traffic, especially during peak hours. By integrating CASHlynk's credit card processing system, the restaurant can streamline its payment process in several ways:

Faster transactions

CASHlynk's system processes credit card payments quickly, reducing wait times for customers. This means diners can pay their bills promptly, freeing up tables faster and increasing the restaurant's turnover rate.

Buttoned-up security

With built-in security features, CASHlynk's credit card processing protects both the restaurant and its customers from potential fraud and data breaches. This ensures a secure transaction environment, fostering trust among patrons.

Better customer experience

By offering multiple payment options, including credit and debit cards, the restaurant can cater to a wider range of customer preferences. This convenience enhances the overall dining experience, leading to higher customer satisfaction and repeat visits.

Streamlined operations

CASHlynk's credit card processing system integrates seamlessly with the restaurant's point-of-sale (POS) system, simplifying accounting and financial management. This allows restaurant staff to focus more on providing excellent service rather than dealing with complex payment processes.

By choosing CASHlynk, the restaurant can enjoy these benefits and more, ensuring smooth operations and a better dining experience for their customers. Contact CASHlynk today to learn how we can help your restaurant thrive with our comprehensive credit card processing solutions.

Credit card processing FAQ

What is credit card processing?

Credit card processing is the procedure through which businesses accept and process credit card payments from customers. This involves the transfer of transaction information between the business, the credit card company, and the customer's bank.

How can credit card processing benefit my business?

Credit card processing can increase sales by providing customers with more payment options, improve transaction security, and streamline the payment process, leading to increased efficiency and customer satisfaction.

What should I look for in a credit card processing provider?

When choosing a credit card processing provider, consider factors such as transaction fees, security features, customer support, and the provider's reputation.

Credit card processing in by local technicians

At CASHlynk, we are committed to providing reliable and efficient credit card processing services in Iowa and surrounding areas. Contact us today for a free review and consultation of your business systems. We're ready to step up as your trusted partner in business maintenance, offering comprehensive service packages designed to meet your unique needs.

Not all products and services may be available in your area. For more details or if you have any questions, please get in touch with us at (319) 892-0136 or visit our Cedar Rapids office at 234 33rd Street Dr. SE. We look forward to serving you!

24/7 on-call and local support

CASHlynk offers 24/7 on-call support to ensure that any issues or questions regarding your credit card processing services are addressed promptly. Our dedicated team of technicians is always available to assist you with any concerns, service requests, or technical support you may need. Don’t hesitate to call us anytime at (877) 322-4556.

24/7 service assistance

We're available to help you at any time. Give us a call or text at (877) 322-4556.

Video resources

View our video resources to help you understand our technology more.

Dejavoo iPOSpays

Learn more about the Dejavoo iPOSpays system.

Dejavoo P1 POS System

Learn more about the Dejavoo P1 gateway-powered Android terminal.

Dejavoo P3 POS System

Learn more about the Dejavoo P3 gateway-powered Android terminal.

Why choose CASHlynk?

With CASHlynk, you get real local help, not just hold music.

Free Consultation Benefits

Customized Recommendations

Our free consultations provide personalized recommendations based on a thorough analysis of your business operations and requirements. This ensures that you receive solutions that are perfectly suited to enhance your payment processing efficiency and overall business performance.

Free Consultation Benefits

Honest Pricing

We are transparant with you in order to find the best strategies and services to fit you and your businesses' personal goals and needs, while staying within your budget. We work with you to figure out your priorities and how our services can fit to benefit you.

Free Consultation Benefits

Risk-Free Evaluation

Evaluate our services without any financial commitment. Our free consultations allow you to understand the potential benefits and improvements we can offer to your payment processing systems, giving you the confidence to make informed decisions about partnering with CASHlynk.

Same Day Service Benefits

Minimized Downtime

Our same-day service minimizes business disruption by ensuring that your payment systems are quickly installed, repaired, or upgraded. This rapid response reduces potential revenue loss and keeps your operations running smoothly.

Same Day Service Benefits

Immediate Problem Resolution

Should you encounter any issues with your payment processing systems, our same-day service guarantees prompt troubleshooting and resolution. This quick turnaround helps maintain customer satisfaction by preventing prolonged service interruptions.

Same Day Service Benefits

Enhanced Business Continuity

Same-day service supports uninterrupted business continuity by providing swift support and maintenance. Whether you need a new system set up or an urgent repair, CASHlynk ensures that your payment processing capabilities remain reliable and efficient, even if your internet is down, allowing you to focus on your core business activities.

Benefits of Certified Technicians

Expertise and Reliability

Certified technicians possess extensive knowledge and training in payment processing systems, ensuring that installations, repairs, and maintenance are performed to the highest standards. Their expertise guarantees reliable and efficient operation of your equipment, minimizing the risk of errors and malfunctions.

Benefits of Certified Technicians

Compliance and Security

Certified technicians are well-versed in industry regulations and standards, ensuring that your payment processing systems comply with all relevant security protocols. This reduces the risk of data breaches and ensures that your business adheres to legal and regulatory requirements, providing peace of mind for both you and your customers.

Benefits of Certified Technicians

Efficient Problem Solving

With their advanced training and experience, certified technicians can quickly diagnose and resolve technical issues, reducing downtime and enhancing the overall performance of your payment processing systems. Their ability to efficiently troubleshoot and fix problems ensures that your business operations run smoothly and without unnecessary interruptions.

Service Provider

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Born in Iowa, serving the nation

A local company that is here to help
What's better than putting money in the pockets of your friends and neighbors?

At CASHlynk, we're fiercely dedicated to helping our local community receive the best payment processing systems possible, with the support they deserve, so our businesses can flourish.

Want to eliminate your proccessing fees? We can help!

Use the button below to calculate your processing fees when you use CASHlynk.
Frequently asked questions
Yes! CASHlynk provides solutions to improve your network reliability. Our local qualified technicians will help install a reliable network and we can also provide a cellular fail-over in case of any unexpected internet outages. We stay away from pointing fingers and instead focus on solutions for the long-term of your business.
Yes, CASHlynk can help supply any hardware you may need. Our qualified local service technicians will also install the equipment for you to make sure it is working properly and then any necessary training you may need. CASHlynk does offer subscription plans that include equipment replacement.
We specialize in all industries that accept some form electronic payment. Whether that be credit card processing, point-of-sale solutions, Ecommerce, or ATM machines we have your business or organization covered with local support.
A local CASHlynk agent can provide hands-on training and onboarding assistance to your staff, ensuring a smooth transition and quick adoption of the system. However long you need us, we are there! Our staff want to make sure you are confident moving forward.
CASHlynk can help identify and integrate relevant third-party applications with the system of your choice, further streamlining your operations and maximizing the platform’s value for your business. Here at CASHlynk we embrace technology and all that it has to offer our clients.
With CASHlynk, we offer many ways for you to receive your money. Next day funding (NDF) is most standard. That means that if you batch out your daily sales before the cutoff time on Monday, the bank will process your batch that day, and the funds will be available in your bank account Tuesday morning. If the batch is not sent to the bank until after their cutoff time on Monday, then the batch would not get processed until Tuesday, and those funds would be available in your account on Wednesday morning.

Yes! CASHlynk provides solutions to improve your network reliability. Our local qualified technicians will help install a reliable network and we can also provide a cellular fail-over in case of any unexpected internet outages. We stay away from pointing fingers and instead focus on solutions for the long-term of your business.

Yes, CASHlynk can help supply any hardware you may need. Our qualified local service technicians will also install the equipment for you to make sure it is working properly and then any necessary training you may need. CASHlynk does offer subscription plans that include equipment replacement.

We specialize in all industries that accept some form electronic payment. Whether that be credit card processing, point-of-sale solutions, Ecommerce, or ATM machines we have your business or organization covered with local support.

A local CASHlynk agent can provide hands-on training and onboarding assistance to your staff, ensuring a smooth transition and quick adoption of the system. However long you need us, we are there! Our staff want to make sure you are confident moving forward.

CASHlynk can help identify and integrate relevant third-party applications with the system of your choice, further streamlining your operations and maximizing the platform’s value for your business. Here at CASHlynk we embrace technology and all that it has to offer our clients.

With CASHlynk, we offer many ways for you to receive your money. Next day funding (NDF) is most standard. That means that if you batch out your daily sales before the cutoff time on Monday, the bank will process your batch that day, and the funds will be available in your bank account Tuesday morning. If the batch is not sent to the bank until after their cutoff time on Monday, then the batch would not get processed until Tuesday, and those funds would be available in your account on Wednesday morning.
Primary Location
234 33rd St Dr. SE
Cedar Rapids, IA 52403
Des Moines Warehouse
10200 Dennis Dr. Suite 4
Urbandale, IA 50322
Office Hours
M-F | 8:00am - 5:00pm
Sat-Sun | Closed
24/7 Service Call
(877) 322-4556 - call or text
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